Wealth Coffee Chats

Car Tax Deductions: What the ATO Will-and Won’t-Let You Claim

Think you can claim your car as a tax deduction? Not so fast. In this Tax Tuesday episode, Daniel McPherson unpacks the most misunderstood and most audited deduction: vehicle expenses. Learn the difference between cents per kilometre and logbook methods, the truth about the “ute myth,” and why the ATO cares about your payload and personal use. Packed with real-life case studies and expert tips, this episode helps you maximise your deductions—without risking an audit.

What's smarter for your portfolio?

🏡 Renovate or upgrade and what builds your portfolio faster?
In today’s Finance Friday episode of Wealth Coffee Chats, we unpack a real-life scenario: a client is torn between upgrading her home or renovating and keeping the old one as an investment.

💡 Here’s what we covered:
✔️ When keeping your current home actually hurts your borrowing power
✔️ How to use equity in your PPR to buy more investment properties
✔️ Why selling CGT-free could accelerate your portfolio
✔️ What role your life stage plays in long-term property planning

👀 Spoiler: Paying off your home might feel right, but it could be slowing your progress.

EOFY Super Tips: Maximise Deductions & Get a 50% Return

In this special Finance Thursday episode of Wealth Coffee Chats, Senior Advisor Alex shares the most powerful last-minute superannuation strategies you can still action before EOFY. Whether it's concessional contributions, spouse top-ups, or unlocking government co-contributions for a potential 50% return, this episode is a must-watch for proactive investors. With cut-off dates looming, Alex also explains timing traps that could derail your tax benefits and how to avoid them.

New Property Management Model: Strategy Over Stress

The Wealth Coffee Chat discussed the importance of strategic property management over the traditional transactional approach. Cass Shasta highlighted that 22% of investors sell after 12 months and 50% after two years, emphasizing the need for long-term wealth preservation. The new model includes a 15-year rent growth plan divided into three pillars: occupancy, tenancy, and rent growth. Key strategies involve understanding tenant profiles, managing revenue, and reducing bond disputes. The session stressed the importance of teamwork, consistency, and leveraging expert advice to achieve successful property management and long-term investment goals.

How to Stay Off the ATO’s Radar: 3 Steps to Avoid Audits

It’s Tax Tuesday, and this Wealth Coffee Chat is all about audit-proofing your property and financial life. Daniel McPherson reveals a simple three-step system to avoid ATO audits, reduce penalties, and protect your wealth. Learn how to keep clean records, lodge on time, and stay transparent—especially if you're earning through Airbnb, crypto, or side hustles. With billions of data points collected annually, the ATO knows more than you think. Are you audit-ready?

Equities Outlook 2025: Why Global Diversification Matters Now More Than Ever

In this special Finance Friday from the Property Summit 2025, we dive deep into global equity markets and the powerful role of diversification. With the ASX hitting record highs, tariffs cooling, and global economies rebounding, where should investors focus next? Explore how markets in the US, Europe, Asia, and Australia have performed over the past 2 months, 6 months, and 5 years—and what it means for your portfolio. Whether you're investing via super or directly, understanding global trends is crucial to building a resilient strategy in today's volatile environment.

The $13 Mistake Costing Landlords $25,000 — Are You Hiring the Wrong Property Manager?

Many landlords choose property managers based on one question: What are your fees? But is saving two cups of coffee a week worth risking tens of thousands in damages and lost rent? In today’s Wealth Coffee Chats Property Management Edition, Cashloss dives into the most common and costly mistake landlords make when appointing a low-fee agent. Learn what detailed questions to ask, what red flags to look for, and how to assess real value—not just price—when it comes to protecting your property investment.

Div 293 Tax Explained: What Property Investors Need to Know Before EOFY

As we approach June 30, understanding Division 293 tax is critical for high-income earners and property investors making super contributions. In this episode, tax advisor Anthony Wolfenden breaks down how Div 293 works, who it affects, and why capital gains from property sales could unexpectedly trigger this extra 15% tax on concessional contributions. You’ll learn how to plan your super strategy smartly—even when the ATO wants a bigger piece of your gain.

Bought Off-the-Plan? Here’s What You Must Do Before Settlement

In this Finance Friday edition of Wealth Coffee Chats, Positive Money brokers Damien Hauser and Sarah Shown break down what every buyer needs to do after purchasing an off-the-plan property. From managing borrowing capacity to releasing equity at the right time, this episode is packed with practical steps to help you reach settlement with confidence. Learn how lifestyle changes, job moves, and even credit card applications can affect your loan approval—and why regular broker check-ins are essential for success.

How Alternative Assets Like Gold & Bitcoin Could Supercharge Your Portfolio!

In this final episode of the asset allocation series, Alex from Positive Real Estate dives into the world of alternative investments—a misunderstood yet potentially powerful part of a diversified portfolio. Learn about the role of gold, Bitcoin, private equity, and even art and collectibles in your investment strategy. Alex breaks down how these assets perform, their risks, and how they can be included across personal investments, retail super funds, and self-managed super funds (SMSFs). A must-watch if you're serious about long-term wealth building and want to understand the full picture of asset allocation.

Are Your Investment Properties Compliant? Audit Results Revealed

In this Property Management edition of Wealth Coffee Chats, we break down the findings from over 11,500 rental audits conducted in Victoria. What do the results say about minimum standards, property compliance, and the role of property managers and landlords? Host Cass Shostak shares insights on compliance trends, common failures (like mold and ventilation), and why staying ahead of these standards is not just good practice—it’s a smart investment strategy. Plus, find out how to access your Minimum Standards Checklist to avoid costly fines and protect your asset.

Last-Minute Tax Moves to Save You Thousands Before June 30

Tax Tuesday is here, and this Wealth Coffee Chat is packed with critical strategies you can still implement before June 30 to dramatically reduce your tax bill. Whether you're a business owner, property investor, or PAYG employee, this episode breaks down proactive tax planning tactics—from instant asset write-offs and superannuation contributions to prepaying expenses and claiming depreciation. Don't leave money on the table—take control of your financial future while there's still time!