Wealth Coffee Chats

How this one thing protects 45% of Australia's investors

How this one thing protects 45% of Australia's investors. Are you one of them?

You're going to live to 90 plus. Is your wealth ready?

You're going to live to 90 plus…. Is your wealth ready? Let's Wealth Coffee Chat!

The Real Reason You’re Investing in Property (Hint: It’s Not Just About the Money)

What’s the real reason behind your property investing journey? In today’s Wealth Coffee Chat, we dig into the deeper “why” behind wealth creation—from passive income and early retirement to legacy planning for your kids. Jason unpacks the long game of property investing, reminding us that it's not just about building wealth—but also about living a long, healthy, and fulfilling life. Plus, hear about special guest Marcus Pearce and why health is your most undervalued investment strategy. Ready to rethink your wealth goals?

New Government Schemes & Interest Rate Cuts: What Homebuyers and Investors Must Know

Labours is in power whIn this episode of Wealth Coffee Chats, we break down the latest government housing initiatives and what they mean for both new and existing property owners. Discover how changes to the Home Guarantee Scheme, the Help to Buy program, and battery rebates could impact your strategy. We also discuss the implications of anticipated interest rate cuts on lending power and property affordability. Whether you're buying your first home, investing with friends, or planning your next move, now’s the time to prepare with your broker and the Positive Six Star Team.at this may mean for first home buyers and current home owners

3 Property Tax Changes That Could Wreck Your Investment Plans

3 Taxes to Keep an eye In today’s Wealth Coffee Chat, Andy Fenton dives into three looming tax changes that could shake up property investing in Australia: Capital Gains Tax on your Principal Place of Residence, the controversial $3M Super Cap tax, and the ever-debated Negative Gearing. With the government now holding firm legislative control, these proposals might be closer than we think. Discover what they mean, why they matter, and how investors can prepare now to protect their portfolios and retirement plans. Stay informed, stay ahead — because these policy shifts could impact every stage of your wealth journey.on under the current Government.

End of Financial Year Traps: Don’t Let ‘Deduction-itis’ Destroy Your Wealth!

As the end of financial year (EOFY) approaches, it’s easy to fall into the trap of deduction-driven spending—but is it really saving you money? In today’s Wealth Coffee Chat, Daniel McPherson unpacks “deduction-itis,” the dangerous mindset that leads investors and business owners to waste cash under the guise of tax savings. From flashy car purchases to overpriced tech, we explore real-life examples, smarter strategies, and how to keep your wealth on track. Discover EOFY tax tips, compliance pitfalls, and why your cash flow matters more than deductions.

Offset Hacks: How to Save Thousands on Your Mortgage Without Paying More

In this Finance Friday episode of Wealth Coffee Chats, we break down one of the most powerful yet misunderstood mortgage tools: the offset account. Discover the real difference between paying your loan weekly, fortnightly, or monthly—and why it matters depending on your loan structure. Learn strategic ways to use offset accounts and credit cards together to minimise interest, manage expenses smartly, and accelerate your home loan repayment. Plus, find out what banks are signalling about upcoming interest rate cuts and how you can prepare.

Cash Is King. Or Is It? How to Use Cash Wisely in Today’s Market

In this episode of Wealth Coffee Chats, we unpack why cash is still king — but only if you know how to use it. Our financial planning expert dives into the strategic role of cash in your asset allocation, from navigating short-term volatility to avoiding the long-term erosion of purchasing power due to inflation. Learn how to keep cash working for you, not against you, and when to deploy it to maximise your investment position. Perfect for property investors wanting to stay sharp in dynamic markets.

Avoid Bad Tenants: 5 Key Questions to Ask Your Property Manager Today

In this Property Management edition of Wealth Coffee Chats, Cass dives into a real-life rental horror story making headlines — and what you can do to avoid the same fate. Learn the crucial questions every investor should be asking their property manager before signing a lease. From tenant screening tips to open home red flags, this episode arms you with practical strategies to safeguard your property and maximise returns. If you're about to lease, settle, or re-tenant a property, this is a must-watch!

Cash Flow Secrets Every Investor & Business Owner Needs to Know

In this episode of Wealth Coffee Chats, Daniel McPherson dives into practical strategies for mastering cash flow—one of the most critical drivers of long-term financial success. Whether you're a small business owner or a leveraged property investor, you'll learn how to optimise income, manage expenses, and avoid common pitfalls that can lead to insolvency. Discover how to forecast effectively, create financial buffers, and structure smarter cash flow systems in today's volatile economy.

Will the Election Actually Impact Property Investors? Here’s the Truth

In today's Wealth Coffee Chat, Jason Whitton is joined by Andy Fenton to unpack whether the upcoming election will genuinely affect property investors in Australia. With both major parties sitting on the fence, the conversation dives into real concerns around negative gearing, capital gains tax, and the staggering lack of supply-side solutions. Jason and Andy also expose how foreign investment incentives are sidelining Aussie investors and why policy changes often do more harm than good. Plus, learn how to future-proof your wealth strategy—regardless of who wins power.

Why Diversification is Your Best Investment Strategy in 2025

In today’s Wealth Coffee Chat, Senior Financial Adviser Alex dives into the only thing investors can truly control—asset allocation. Using Tesla’s surprising stock rally after poor earnings as a real-world example, Alex unpacks how market logic can defy investor expectations and why a diversified portfolio is essential. Whether you're all-in on property or new to investing, learn how to protect and grow your wealth through smart asset choices. Let's Wealth Coffee Chat!