Wealth Coffee Chats

Get ready for the 2026 financial year

Things Property Managers & Landlords don't know about Lease Agreements

Tax Changes Are Here: What Investors Must Do in FY26

In this punchy FY26 kickoff episode, Daniel McPherson outlines why investors, business owners, and wealth builders must take action now. With the Labor government’s majority unlocking bold tax reforms—think super tax hikes, trust crackdown, Div 7A changes and more—it's time to re-evaluate your strategies. Learn the three critical tax levers (personal, structural, super) and how to use them to stay compliant, optimise tax outcomes, and build resilient wealth.

Why Brokers Ask for So Many Docs (And Why It’s a Good Thing)

In this Wealth Coffee Chat, we unpack the real reason behind all those documents your broker requests. From boosting your borrowing power to meeting ASIC compliance, Alex from the finance team breaks down how providing more information helps you get the best loan outcome. Whether you're PAYG or self-employed, this episode clarifies how brokers turn paperwork into powerful strategy.

Lakers, Land & Leaving Work Early: Big Money Lessons Before EOFY

In this episode of Wealth Coffee Chats, Alex from Fenton Financial wraps up the 2024–25 financial year with key updates and insights.
He discusses the record-breaking $10 billion sale of the LA Lakers, the U.S. decision to stop making pennies, and the 250% growth of farmland over 20 years.
Looking ahead, Alex explores the superannuation guarantee rise and Division 296 tax changes, plus how to plan for early retirement with financial flexibility in mind.
Tune in for timely strategies to start your 2025–26 financial year on the right foot.

7 Questions Smart Investors Ask Property Managers

Cass Sjostedt the Property Management Group hosted a live discussion on June 25th, focusing on key questions to ask when selecting a property manager. He emphasized the importance of a comprehensive leasing strategy, thorough tenant selection processes, detailed property reporting, effective conflict resolution, proactive maintenance and repair strategies, robust risk management, and understanding the property manager's personal investment goals. Ostend highlighted the high turnover rate of property managers and the need for long-term investment stability, noting that 50% of investors sell after two years. The session aimed to provide guidance for investors to ensure their property is managed effectively and safely.

Car Tax Deductions: What the ATO Will-and Won’t-Let You Claim

Think you can claim your car as a tax deduction? Not so fast. In this Tax Tuesday episode, Daniel McPherson unpacks the most misunderstood and most audited deduction: vehicle expenses. Learn the difference between cents per kilometre and logbook methods, the truth about the “ute myth,” and why the ATO cares about your payload and personal use. Packed with real-life case studies and expert tips, this episode helps you maximise your deductions—without risking an audit.

What's smarter for your portfolio?

🏡 Renovate or upgrade and what builds your portfolio faster?
In today’s Finance Friday episode of Wealth Coffee Chats, we unpack a real-life scenario: a client is torn between upgrading her home or renovating and keeping the old one as an investment.

💡 Here’s what we covered:
✔️ When keeping your current home actually hurts your borrowing power
✔️ How to use equity in your PPR to buy more investment properties
✔️ Why selling CGT-free could accelerate your portfolio
✔️ What role your life stage plays in long-term property planning

👀 Spoiler: Paying off your home might feel right, but it could be slowing your progress.

EOFY Super Tips: Maximise Deductions & Get a 50% Return

In this special Finance Thursday episode of Wealth Coffee Chats, Senior Advisor Alex shares the most powerful last-minute superannuation strategies you can still action before EOFY. Whether it's concessional contributions, spouse top-ups, or unlocking government co-contributions for a potential 50% return, this episode is a must-watch for proactive investors. With cut-off dates looming, Alex also explains timing traps that could derail your tax benefits and how to avoid them.

New Property Management Model: Strategy Over Stress

The Wealth Coffee Chat discussed the importance of strategic property management over the traditional transactional approach. Cass Shasta highlighted that 22% of investors sell after 12 months and 50% after two years, emphasizing the need for long-term wealth preservation. The new model includes a 15-year rent growth plan divided into three pillars: occupancy, tenancy, and rent growth. Key strategies involve understanding tenant profiles, managing revenue, and reducing bond disputes. The session stressed the importance of teamwork, consistency, and leveraging expert advice to achieve successful property management and long-term investment goals.

How to Stay Off the ATO’s Radar: 3 Steps to Avoid Audits

It’s Tax Tuesday, and this Wealth Coffee Chat is all about audit-proofing your property and financial life. Daniel McPherson reveals a simple three-step system to avoid ATO audits, reduce penalties, and protect your wealth. Learn how to keep clean records, lodge on time, and stay transparent—especially if you're earning through Airbnb, crypto, or side hustles. With billions of data points collected annually, the ATO knows more than you think. Are you audit-ready?

Equities Outlook 2025: Why Global Diversification Matters Now More Than Ever

In this special Finance Friday from the Property Summit 2025, we dive deep into global equity markets and the powerful role of diversification. With the ASX hitting record highs, tariffs cooling, and global economies rebounding, where should investors focus next? Explore how markets in the US, Europe, Asia, and Australia have performed over the past 2 months, 6 months, and 5 years—and what it means for your portfolio. Whether you're investing via super or directly, understanding global trends is crucial to building a resilient strategy in today's volatile environment.