Wealth Coffee Chats

Rentvesting: The Smart Way to Invest When You Can’t Afford to Buy

In this Finance Friday episode of Wealth Coffee Chats, we dive into rentvesting—a strategy where you rent where you live and invest where you can afford. Cang shares why this approach helps investors break into the market, avoid being locked out by massive home loans, and grow a cash-flow positive portfolio. From real-life examples to clever borrowing strategies, this episode is a must-watch for aspiring investors in high-cost areas like Sydney.

How Advice Helped Them Buy a Home

In today’s Wealth Coffee Chat, Alex shares a real-life story of how strategic financial advice helped a young couple navigate conflicting goals, overcome investment setbacks and secure their family home. This episode reveals what a financial adviser actually does—from creating decision-making clarity to helping you balance lifestyle vs tax outcomes and future investment planning. A must-watch for anyone feeling stuck in indecision.

How to Be a Top Landlord: Landlordship, Tenant Profiles, Pro Strategies for Lasting Property Success

In today’s Wealth Coffee Chat, Cass dives deep into what it means to be a great landlord—ditching the “slumlord” mindset and mastering ‘landlordship’. Discover the key differences between ‘have’ and ‘have not’ tenants, why 50% of investors sell too soon, and the practical tips to extend your property’s holding phase for greater wealth. Cass shares insights from Sam Saggers’ “The Australian Property Game” and reveals the critical roles of price, presentation, promotion, and proactive property management in building a resilient, income-producing portfolio. Tune in for actionable strategies to minimise stress, boost returns, and invest with confidence alongside Positive Real Estate’s six star team.

Start FY26 Strong: Smart Tax Moves You Should Make Right Now

It’s the second Tax Tuesday of the new financial year—are you ready to make the most of it? In this episode, we outline the key tax strategies to action early in FY26, including when to file (or delay) your tax return, how to leverage payroll variations, and what housekeeping tasks can save you thousands. Whether you're negatively geared, self-employed, or planning to sell an investment property this year, this is the roadmap to get ahead of the ATO and maximise your deductions from day one.

What to Do After Your Investment Loan Settles: Smart Moves to Build Again

Loan settled—now what? In this Finance Friday episode of Wealth Coffee Chats, we dive into the next strategic steps after your investment property finance has been finalised. Learn how to structure your offset accounts, maximise your cash flow, and apply debt recycling strategies to reduce bad debt and unlock equity for your next purchase. With rate cuts on the horizon and capital growth in motion, this is your roadmap to accelerating your property journey.

Your 2026 Wealth Plan Starts Now: Build It with the Six-Star Team

Welcome to a brand new financial year! In today’s episode, Alex from the financial planning team kicks off FY2026 with a deep dive into why now is the perfect time to set clear goals and work proactively with your Six-Star Team. From reviewing investment performance and property valuations to planning tax strategies and optimising lending, this session is all about building momentum for the year ahead. Whether you’re a seasoned investor or just starting out, learn how small steps today can make a big impact over the next 12 months. 🎥Chapters: 00:00 – Introduction 03:24 – FY2026 is here: What this new financial year means for your money 06:55 – Why now is the best time to set property and investment goals 09:42 – How your Six-Star Team can drive your financial outcomes 11:40 – Property, loans, tax: Key areas to review and optimise 13:13 – Planning vs drifting: Making your strategies actionable 16:00 – Final thoughts: Early action is your investment edge

Lease Agreement Pitfalls: Real-Life Case of Missing Terms and Unauthorized Subletting

Tax Changes Are Here: What Investors Must Do in FY26

In this punchy FY26 kickoff episode, Daniel McPherson outlines why investors, business owners, and wealth builders must take action now. With the Labor government’s majority unlocking bold tax reforms—think super tax hikes, trust crackdown, Div 7A changes and more—it's time to re-evaluate your strategies. Learn the three critical tax levers (personal, structural, super) and how to use them to stay compliant, optimise tax outcomes, and build resilient wealth.

Why Brokers Ask for So Many Docs (And Why It’s a Good Thing)

In this Wealth Coffee Chat, we unpack the real reason behind all those documents your broker requests. From boosting your borrowing power to meeting ASIC compliance, Alex from the finance team breaks down how providing more information helps you get the best loan outcome. Whether you're PAYG or self-employed, this episode clarifies how brokers turn paperwork into powerful strategy.

Lakers, Land & Leaving Work Early: Big Money Lessons Before EOFY

In this episode of Wealth Coffee Chats, Alex from Fenton Financial wraps up the 2024–25 financial year with key updates and insights. He discusses the record-breaking $10 billion sale of the LA Lakers, the U.S. decision to stop making pennies, and the 250% growth of farmland over 20 years. Looking ahead, Alex explores the superannuation guarantee rise and Division 296 tax changes, plus how to plan for early retirement with financial flexibility in mind. Tune in for timely strategies to start your 2025–26 financial year on the right foot.