Wealth Coffee Chats

Can You Claim Tax on Vacant Land in 2026?

Confused about what property expenses are tax deductible before your investment home is built? This episode clears up the rules around interest, council rates, and holding costs for house and land packages—especially what changed after the 2019 ATO ruling. Learn the key tax distinctions between land and construction loans, and how to avoid common deduction mistakes. Essential insights for anyone building or planning to invest in property in Australia.

Monopoly Lessons Every Property Investor Should Know

What can the world’s most famous board game teach you about real-world property investing? In this episode, we unpack powerful wealth lessons hidden inside Monopoly and how they apply to building a successful portfolio. From buying strategically to staying in the game, reinvesting for growth, and managing emotions, this breakdown turns a classic family game into a modern investing masterclass.Perfect for anyone wanting to sharpen their property investing mindset and long‑term wealth strategy.

DTI Lending Limits & Trust Changes: What Investors Need to Know

Are 2026 lending changes really going to derail your property investing strategy? In this episode of Wealth Coffee Chats, we unpack the truth behind the new Debt-to-Income (DTI) caps and recent trust lending policy shifts. Discover what these changes actually mean for borrowing power, property finance, and investor lending. Don’t let clickbait headlines stop your wealth-building momentum—get the facts and a strategy to move forward with confidence.

Inflation Surges to 3.8%: Will Interest Rates Rise Again in 2026?

Inflation is heating up again—and investors need to pay attention. In this episode of Wealth Coffee Chats, Alex Nakonechnyy breaks down the latest 3.8% inflation jump and what it could mean for interest rates, mortgages, superannuation, and property markets heading into 2026.

Rental Affordability Crisis 2025: Signal or Just More Noise for Investors?

Is tightening rental affordability just media noise—or a genuine warning sign for investors and landlords? Cass Sjostedt dives into real market data, rent-to-income ratios, and PropTrack insights to uncover whether we’re heading toward greater investor opportunity or rental market pressure. In this episode of Wealth Coffee Chats, Cass shares: • Rental stress insights across Perth, QLD, and regional markets • What 1% vacancy rates really mean for your next tenant • The investor surge in new lending—and what it could mean for supply • Practical steps landlords must take before 2026 hits Don’t miss this data-packed session to help you stay ahead in a tightening market.

Div 296 Super Tax: What It Means for Your Retirement (Updated Overview)

The controversial Div 296 Super Tax is changing — but not going away. In this Tax Tuesday update, Anthony Wolfenden from Positive Tax explains what’s now on the table, how it impacts balances over $3 million, and why the government’s approach could affect every superannuation fund holder, not just the wealthy. Learn what’s changed, what’s still a concern, and what it means for your long-term financial planning.

Why Property Investors Struggle to Act (Even When the Numbers Make Sense)

In this powerful mindset-focused episode, Emily Miller explores the psychology behind why so many property investors delay decisions, hesitate in growth markets, or hold on to poor-performing assets. Drawing from Nobel Prize-winning Prospect Theory by Kahneman and Tversky, Emily breaks down the 4 key psychological behaviours that influence how we perceive risk, loss, and opportunity — and how these behaviours silently sabotage our investing success. If you've ever found yourself frozen by fear or second-guessing your financial strategy, this one is for you.

Need Finance Before Christmas? Here’s What You Must Do by End of November

In this Finance Friday Wealth Coffee Chat, mortgage broker Cang shares urgent insights for anyone needing finance before the Christmas break. With lender turnaround times slowing and office closures looming, now is the time to act. Cang outlines exactly what documents you need, key application deadlines, and a powerful refinance strategy that could reduce your interest rate — even without full income docs. If you're a property investor or homeowner, this one's a must-watch.

Markets Dip & SMSFs Surge: What Investors Need to Know in 2025

In today’s Wealth Coffee Chats, Senior Financial Adviser Alex Nakonechnyy breaks down what’s driving recent volatility across the ASX, US stocks, crypto, and gold. Plus, he dives into ASIC’s new findings on the growth of Self-Managed Super Funds (SMSFs), which now hold 25% of Australia’s total super assets. Thinking of using your super to invest in property? This episode unpacks the compliance risks, key trends, and why diversification is critical. A must-watch for investors navigating uncertain markets and superannuation strategies.

Landlords: How to Avoid Stress in the First 100 Days

The first 100 days after settling an investment property can make or break your experience as a landlord. In this episode of Wealth Coffee Chats, Cass Sjostedt shares the essential planning, budgeting, and setup strategies that help investors avoid costly mistakes, reduce vacancy, and maintain cash flow. From buffers and inspections to insurance and marketing, this is your checklist for a smooth and stress-free start.