Wealth Coffee Chats

Top 10 Property Investment Myths Busted

Are you falling for one of the biggest property myths in Australia? In this episode of Wealth Coffee Chats, Positive Real Estate coaches Jared Redman and Fadi Najjar team up to debunk the top 10 most common property investment myths—from the illusion of "one property market" to the belief that "cash flow is king." Whether you're a beginner or seasoned investor, this straight-talking session will help you avoid costly mistakes and reshape your investment mindset. Learn why strategic, data-backed decisions beat hype, and how to grow your wealth the smart way. Let's Wealth Coffee Chat!

First home buyers: How to get started the right way

Thinking about buying your first home or diving into property investment in 2025? In this episode, Damian Hauser and Sarah Shome from Positive Money break down everything first-time buyers need to know—from understanding your finances and borrowing power, to exploring government grants like stamp duty exemptions and the Help to Buy scheme. They also tackle real-world questions about casual employment, second jobs, and when to pivot your property strategy. Whether you're buying to live or invest, this chat gives you the clarity and confidence to take the first step. Let's Wealth Coffee Chat!

Housing Budget 2025: Can Australia build 1.2 Million Homes?

In today’s fiery Wealth Coffee Chat, Jason dives into the 2025 Federal Budget’s bold housing claims — including the government’s promise to build 1.2 million homes. With construction costs soaring, builders going bust, and contradictory foreign investment policies, Jason unpacks why these promises may be more fiction than fact. Discover why property investors must take control of their future and how you can be part of the solution in a broken system. Let's Wealth Coffee Chat!

Maximise Your Tax Deductions: The Investor’s Guide to Interest Deductibility

In today’s Wealth Coffee Chat, we dive deep into the world of interest deductibility—a must-know strategy for property investors looking to optimise their tax position and grow their portfolio smarter. From understanding deductible vs. non-deductible interest to structuring your loans correctly, we unpack essential tactics including construction loan deductions, debt recycling, and offset vs redraw accounts. Don’t miss these practical tips that could save you thousands and boost your long-term property investing success. Let's Wealth Coffee Chat!

Stick to the Plan, Not the Mood: The #1 Secret to Long-Term Property Success

Ever feel like giving up on your property investment journey because it "just doesn’t feel right"? In this episode of Wealth Coffee Chats, Jason Whitton shares a powerful mindset shift learned from some of the world's top coaches: stick to the plan, not the mood. Discover why emotions are often your worst advisor and how staying disciplined with your strategy can unlock serious long-term wealth. Jason also walks through how he’s upgrading his portfolio for better results — and why timing, strategy, and smart decisions matter more than how you feel on any given day. Let's Wealth Coffee Chat!

LMI Waivers Just Got Easier: What Property Investors Need to Know Now

In today’s Wealth Coffee Chat, we break down major changes to lenders mortgage insurance (LMI) waivers that could fast-track your property journey—especially if you’re in the medical, legal, or emergency services fields. Learn how new LMI policies from CBA and NAB could help you or someone you know borrow up to 90% without the costly insurance premium. Plus, we unpack how mortgage insurance really works behind the scenes and explore strategic ways to structure your loan to save more and invest smarter. Grab your coffee and let's dive in! Let's Wealth Coffee Chat!

Changes to Super is coming in 2025 - What you need to know

Big changes are coming to superannuation in 2025—are you ready? In today’s Wealth Coffee Chat, Alex from Positive Real Estate’s financial planning team breaks down the upcoming increases to the Super Guarantee and Total Super Balance cap. Discover what these updates mean for your salary, your retirement planning, and your tax strategy. Whether you're a young professional or approaching retirement, understanding how to maximise your super could save you thousands and boost your long-term wealth. Let's Wealth Coffee Chat!

New Build Defects? Here’s What Every Property Investor Must Know!

Are you facing issues with your new build investment property? In this Property Management Wednesday episode of Wealth Coffee Chats, Kat Shostan breaks down the most common types of building defects and what every property investor needs to do when they arise. From roller door failures to paintwork imperfections, learn why defects are inevitable, how to handle them like a pro, and the role of your property manager and building inspector in protecting your asset. Tune in to find out how to avoid costly mistakes and stay calm through the process! Let's Wealth Coffee Chat!

This hidden tax could cost property investors thousands

In this Tax Tuesday episode, Anthony Wolfenden uncovers the often-overlooked Div 293 tax—a sneaky surcharge from the ATO that can sting high-income earners after a property sale. If you’ve made a capital gain and contributed to super, this hidden tax could cost you up to $4,500 without warning. Learn how Div 293 is triggered, how it’s calculated, and why even smart investors can get caught out. Don't be surprised at tax time—be prepared. Let's Wealth Coffee Chat!

How first home buyers can save $60k and get a free house

Big news for first home buyers! In today’s episode, Jason dives into the game-changing government grants and stamp duty exemptions across Australia—some states are offering up to $60,000 in combined savings. From Queensland’s $30K grant to zero stamp duty in Victoria, Jason breaks down how savvy buyers can leverage these incentives to get into the market with minimal cash. Plus, discover how strategies like the Bank of Mum and Dad and family guarantee loans can fast-track home ownership. If you’re a first-time buyer (or know someone who is), don’t miss this one! Let's Wealth Coffee Chat!

What is an SMSF and how can you successfully use them?

Self-Managed Super Funds (SMSFs) are powerful tools in your property investing journey—but they don’t work without the right team. In today’s episode of Wealth Coffee Chats, we dive into the crucial professionals you need to set up an SMSF and unlock borrowing potential. Discover how the wealthy use a “family office” approach to align accountants, brokers, financial planners, and solicitors toward one goal: financial freedom. Plus, learn how to protect and preserve your wealth long after you’ve acquired it. Let's Wealth Coffee Chat!

Protecting your portfolio: 3 risk mitigation tools

In today’s Wealth Coffee Chat, Jason unpacks the top three risk management essentials every property investor needs to safeguard their portfolio. From tenant troubles to natural disasters, discover how a great property manager, the right insurance, and a well-funded buffer account can protect you when things go wrong. Learn why proactive planning beats reactive stress, and how to future-proof your investing journey for long-term success. Whether you're just starting or scaling your portfolio, these tips are absolute musts. Let's Wealth Coffee Chat!