Wealth Coffee Chats

The 3 Phases of Property Investment Success: Acquisition, Consolidation & Legacy

In today's Wealth Coffee Chat, Jason Whitton unpacks the three critical phases every property investor must understand: Acquisition, Consolidation, and Lifestyle/Legacy. Learn how to build wealth using the "Three Lanes of Wealth", deploy the "Seven Plans", and assemble your Six-Star Team to navigate your journey. From buying your first five properties to tax-efficient exits and upgrading old assets, this episode is packed with practical insights for long-term success. Don’t miss the debt recycling strategies and transformation models that can fast-track your financial freedom. Let's Wealth Coffee Chat!

Game-Changing Mortgage Hack: Boost Your Borrowing with Debt Recycling!

In today’s Finance Friday edition of Wealth Coffee Chats, we break down a powerful debt recycling strategy that can significantly improve your borrowing capacity and reduce non-deductible debt. Learn how to smartly use funds in your offset account to convert bad debt into good debt while staying compliant with ATO and lending requirements. Plus, hear the latest update on servicing buffer changes and what they could mean for your future investment opportunities. Don’t miss this practical breakdown from our Six Star Team! Let's Wealth Coffee Chat!

Trump Liberation Day: What His New Tariffs Mean for Aussie Investors

Donald Trump has dropped a political bombshell with new global tariffs—including a total ban on Australian beef imports to the US. In today’s Wealth Coffee Chat, the team unpacks how this sudden trade shift could ripple through global markets and impact Aussie investors. From market volatility to inflationary pressure and long-term diversification strategies, discover how to navigate uncertainty and spot potential opportunities in the chaos. Whether you're building a property portfolio or diversifying with equities and gold, this episode is a must-watch for smart financial planning. Let's Wealth Coffee Chat!

The Hidden Costs in Your Lease Agreement: Are You Protected as a Landlord?

Are you across the fine print of your lease agreement? In this episode of Wealth Coffee Chats, Cass from Positive Real Estate’s 6-star Property Management team breaks down key clauses every property investor must understand to avoid costly mistakes. From emergency repair protocols to rental increases, water compliance, and pet clauses, Cass walks through a Queensland lease agreement (relevant nationwide) and highlights what often catches landlords off guard. Tune in to safeguard your investment and streamline your property management journey. Let's Wealth Coffee Chat!

Why Property Investors Shouldn’t Rely on the Government

In today’s Tax Tuesday Wealth Coffee Chat, Anthony Wolfenden dissects the underwhelming 2025 Federal Budget and its limited impact on property investors. With lacklustre tax cuts and no substantial reforms on housing, infrastructure, or climate, investors are left questioning what's really changing. Anthony also dives into the rising gap between Reserve Bank cash rates and actual mortgage rates, challenging the narrative of banking "competition" and calling for genuine financial reform. If you're a property investor navigating the current landscape, this episode is a must-watch. Let's Wealth Coffee Chat!

Top 10 Property Investment Myths Busted

Are you falling for one of the biggest property myths in Australia? In this episode of Wealth Coffee Chats, Positive Real Estate coaches Jared Redman and Fadi Najjar team up to debunk the top 10 most common property investment myths—from the illusion of "one property market" to the belief that "cash flow is king." Whether you're a beginner or seasoned investor, this straight-talking session will help you avoid costly mistakes and reshape your investment mindset. Learn why strategic, data-backed decisions beat hype, and how to grow your wealth the smart way. Let's Wealth Coffee Chat!

First home buyers: How to get started the right way

Thinking about buying your first home or diving into property investment in 2025? In this episode, Damian Hauser and Sarah Shome from Positive Money break down everything first-time buyers need to know—from understanding your finances and borrowing power, to exploring government grants like stamp duty exemptions and the Help to Buy scheme. They also tackle real-world questions about casual employment, second jobs, and when to pivot your property strategy. Whether you're buying to live or invest, this chat gives you the clarity and confidence to take the first step. Let's Wealth Coffee Chat!

Housing Budget 2025: Can Australia build 1.2 Million Homes?

In today’s fiery Wealth Coffee Chat, Jason dives into the 2025 Federal Budget’s bold housing claims — including the government’s promise to build 1.2 million homes. With construction costs soaring, builders going bust, and contradictory foreign investment policies, Jason unpacks why these promises may be more fiction than fact. Discover why property investors must take control of their future and how you can be part of the solution in a broken system. Let's Wealth Coffee Chat!

Maximise Your Tax Deductions: The Investor’s Guide to Interest Deductibility

In today’s Wealth Coffee Chat, we dive deep into the world of interest deductibility—a must-know strategy for property investors looking to optimise their tax position and grow their portfolio smarter. From understanding deductible vs. non-deductible interest to structuring your loans correctly, we unpack essential tactics including construction loan deductions, debt recycling, and offset vs redraw accounts. Don’t miss these practical tips that could save you thousands and boost your long-term property investing success. Let's Wealth Coffee Chat!

Stick to the Plan, Not the Mood: The #1 Secret to Long-Term Property Success

Ever feel like giving up on your property investment journey because it "just doesn’t feel right"? In this episode of Wealth Coffee Chats, Jason Whitton shares a powerful mindset shift learned from some of the world's top coaches: stick to the plan, not the mood. Discover why emotions are often your worst advisor and how staying disciplined with your strategy can unlock serious long-term wealth. Jason also walks through how he’s upgrading his portfolio for better results — and why timing, strategy, and smart decisions matter more than how you feel on any given day. Let's Wealth Coffee Chat!

LMI Waivers Just Got Easier: What Property Investors Need to Know Now

In today’s Wealth Coffee Chat, we break down major changes to lenders mortgage insurance (LMI) waivers that could fast-track your property journey—especially if you’re in the medical, legal, or emergency services fields. Learn how new LMI policies from CBA and NAB could help you or someone you know borrow up to 90% without the costly insurance premium. Plus, we unpack how mortgage insurance really works behind the scenes and explore strategic ways to structure your loan to save more and invest smarter. Grab your coffee and let's dive in! Let's Wealth Coffee Chat!

Changes to Super is coming in 2025 - What you need to know

Big changes are coming to superannuation in 2025—are you ready? In today’s Wealth Coffee Chat, Alex from Positive Real Estate’s financial planning team breaks down the upcoming increases to the Super Guarantee and Total Super Balance cap. Discover what these updates mean for your salary, your retirement planning, and your tax strategy. Whether you're a young professional or approaching retirement, understanding how to maximise your super could save you thousands and boost your long-term wealth. Let's Wealth Coffee Chat!