Wealth Coffee Chats

What is a Family Office and Why It Works

What if you could get the benefits of a high-net-worth family office—without the seven-figure price tag? In today’s Wealth Coffee Chat, Daniel McPherson from Positive Tax breaks down how everyday Aussies can replicate the power of a cohesive professional team. Learn why aligning your planner, broker, accountant and strategist can unlock smarter wealth creation, reduce costly mistakes, and fast-track your property investing goals. Tune in for real-world examples, practical tips, and the mindset shift that could change your financial future.

What Property Investors Must Know Before Applying for a Loan

In today’s special Finance Friday episode of Wealth Coffee Chats, Cang is joined by members of Positive’s six-star team live from the Positive Money team, live from the Exit Plan. The team deep-dives into the real impacts of casual and contract income on your borrowing power, sharing real client scenarios, loan preparation tips, and lender insights. Whether you're switching roles, adding a second job, or going from full-time to ABN-based contracting, this is essential viewing before applying for a loan. Learn how to proactively structure your income for long-term property investment success.

Wear & Tear vs. Tenant Damage: What Landlords Must Know

In this episode of Wealth Coffee Chat, Cass Sjostedt from R&W Plus discusses the critical differences between wear and tear and tenant damage in property management. Cass walks us through the importance of understanding these concepts for landlords to effectively manage their properties and maintain good relationships with tenants. Cass covers best practices for property management, including regular inspections and documentation, budgeting for maintenance and setting clear expectations with tenants. Do you want to know more? Let’s Wealth Coffee Chat!

How do you pay less capital gains tax?

In this episode of Wealth Coffee Chats, Anthony Wolfenden from Positive Tax Solutions discusses the intricacies of capital gains tax (CGT) and its implications for property investors in Australia.
Anthony walks us through the importance of understanding CGT as an income tax rather than a capital gains tax and outlines strategies to mitigate its impact, including holding properties for over 12 months, offsetting gains with losses and utilising superannuation contributions. Do you want to know more? Let’s Wealth Coffee Chat!

Here’s How Much Income You Need for a Comfortable Retirement

In this episode of Wealth Coffee Chats, Positive Real Estate founder Jason Whitton discusses the importance of real estate investing and retirement planning. Jason walks us through the need for a substantial income during retirement, arguing that the average figures provided by the government are nowhere near enough! 70k a year for retirement? No way. Do you think this is enough to retire on? Let’s Wealth Coffee Chat.

What do you do when you get a low property valuation?

In this episode of Wealth Coffee Chats, Cang Dang from Positive Money walks us through the recent developments in the mortgage and property market, including rate drops, stamp duty concessions for first home buyers in Queensland and the challenges of low property valuations. You need to prepare yourself, financially and mentally for property purchases, particularly in managing potential low valuations and understanding deposit bonds for off-the-plan purchases. Are you prepared for a low property valuation? Let’s Wealth Coffee Chat!

Having the Wrong Property Manager Could Send You to Court. A True Story

In this episode of Wealth Coffee Chats, Cass Sjostedt from R&W Plus discusses the critical role of property managers in real estate investment and the potential legal pitfalls that can arise from poor management. Cass shares with us a cautionary tale about a landlord facing legal action due to the negligence of their property manager, emphasising the importance of understanding legal processes and choosing the right management team. Do you think you have the RIGHT property manager for your investment? Let’s Wealth Coffee Chat!

What is Capital Gains Tax and when do I pay it?

In this episode of Wealth Coffee Chats, Anthony Wolfenden from Positive Tax Solutions discusses the intricacies of capital gains tax, particularly focusing on its implications for property investors in Australia. Anthony walks us through how capital gains tax functions as an income tax, the importance of planning for tax consequences when selling asset and strategies for managing and minimising tax liabilities. Do you want to pay less Capital Gains Tax? Let’s Wealth Coffee Chat!

There are 9 keys pieces to the ultimate Wealth System

How the RBA’s interest rate reduction will affect your mortgage repayments

In this episode of Wealth Coffee Chats, Damien Hauser discusses the recent reduction in interest rates and its implications for personal finances. Damien walks us through the importance of understanding how this change can affect mortgage repayments, refinancing options and overall financial planning. How important is it to communicate with your broker to stay ahead of interest rate cuts? Very! Let’s Wealth Coffee Chat!

Here’s How Australia’s Housing Supply Issues Will Affect Real Estate

In this episode of Wealth Coffee Chats, Brennan Latimer, the Director of R&W Plus walks us through the rapid changes in the local real estate market that are set to come our way over the next 5 years. By the end of 2025, Australia’s population will grow by over 1 million; will this affect the housing market? What are governments doing to help the problem? And how will this affect the investment community? Let’s Wealth Coffee Chat!

Repairs vs Improvements: What can landlords claim with the ATO?

In this Tax Tuesday edition of Wealth Coffee Chats, Daniel Macpherson from Positive Tax Solutions discusses the critical distinctions between repairs and improvements in property investment, emphasising their implications for tax deductions. In the eyes of the ATO are repairs and improvements the same? Or do they each have their own unique and complex methodologies? Let’s Wealth Coffee Chat!