Wealth Coffee Chats

What is Capital Gains Tax and when do I pay it?

In this episode of Wealth Coffee Chats, Anthony Wolfenden from Positive Tax Solutions discusses the intricacies of capital gains tax, particularly focusing on its implications for property investors in Australia. Anthony walks us through how capital gains tax functions as an income tax, the importance of planning for tax consequences when selling asset and strategies for managing and minimising tax liabilities. Do you want to pay less Capital Gains Tax? Let’s Wealth Coffee Chat!

There are 9 keys pieces to the ultimate Wealth System

How the RBA’s interest rate reduction will affect your mortgage repayments

In this episode of Wealth Coffee Chats, Damien Hauser discusses the recent reduction in interest rates and its implications for personal finances. Damien walks us through the importance of understanding how this change can affect mortgage repayments, refinancing options and overall financial planning. How important is it to communicate with your broker to stay ahead of interest rate cuts? Very! Let’s Wealth Coffee Chat!

Here’s How Australia’s Housing Supply Issues Will Affect Real Estate

In this episode of Wealth Coffee Chats, Brennan Latimer, the Director of R&W Plus walks us through the rapid changes in the local real estate market that are set to come our way over the next 5 years. By the end of 2025, Australia’s population will grow by over 1 million; will this affect the housing market? What are governments doing to help the problem? And how will this affect the investment community? Let’s Wealth Coffee Chat!

Repairs vs Improvements: What can landlords claim with the ATO?

In this Tax Tuesday edition of Wealth Coffee Chats, Daniel Macpherson from Positive Tax Solutions discusses the critical distinctions between repairs and improvements in property investment, emphasising their implications for tax deductions. In the eyes of the ATO are repairs and improvements the same? Or do they each have their own unique and complex methodologies? Let’s Wealth Coffee Chat!

The Major Banks Have Dropped Fixed Rates. Now What Do We Do?

In this Finance Friday edition of Wealth Coffee Chats, Cang Dang from Positive Money discusses the implications of interest rate changes on loans, the importance of understanding loan repayments and the potential pitfalls of financial hardship agreements with lenders. You need vigilance when dealing with banks and always consult with brokers to navigate the complexities of the mortgage market. Want to know more? Let’s Wealth Coffee Chat!

How to Generate Wealth From the Property Cycle - With Sam Saggers

In this episode of Wealth Coffee Chat, Sam Saggers from Positive Real Estate discusses the current state of the real estate market, focusing on the property cycle, economic indicators, and the dynamics of belief versus value in property investment. Sam walks us through the importance of understanding employment rates, inflation, and supply issues in the housing market, while also exploring future trends and potential price increases in real estate. How much do you know about the property cycle? Let’s Wealth Coffee Chat!

This 1 Thing Could Negatively Affect Your Property’s Rent

Welcome to Property Management Wednesday’s! In this episode of Wealth Coffee Chats, Cass Sjostedt from R&W Plus discusses the importance of understanding tenant demand and how floor plans can significantly influence rental success. Cass walks us through some tips on how to secure tenants faster by avoiding common pitfalls related to property presentation and layout. Is there a direct connection between presentation, floor plans and expected rent in 2025? Let’s Wealth Coffee Chat!

Unlocking the Power of Trusts in Property Investing

In this episode of Wealth Coffee Chats, Daniel McPherson from the Positive Tax Solutions team discusses the intricacies of trusts, particularly discretionary trusts and their relevance in property investing. What are the benefits they offer? Asset protection, tax minimisation, and increased borrowing capacity. Do you want to know more? Let’s Wealth Coffee Chat!

What Do You Do When You Hit a Wall Trying to Buy Property?

In this episode of Wealth Coffee Chats, Tabitha Bright from Positive Real Estate’s adviser team discusses the critical phase of consolidation in property investment, emphasising the challenges investors face, such as financial barriers and market fears. Tab shares some personal experiences and insights on navigating these challenges, highlighting the importance of having a solid plan and being proactive in overcoming obstacles. Are you in the consolidation phase of your journey? Let’s Wealth Coffee Chat!

When Is the Right Time to Refinance Your Home Loan?

In this episode of Wealth Coffee Chats, Cang Dang from Positive Money discusses the importance of refinancing home loans, especially in the context of changing interest rates and personal financial situations. What are the key signs that indicate it may be time to refinance? It all depends on financial circumstances, the length of time since the loan was taken out, and the potential to leverage equity for investments. But when is the right time for YOU? Let’s Wealth Coffee Chat!

Do Discounts Exist in the Australian Property Market?

Can you create INSTANT equity from your property investment purchases? Absolutely you can. In this video Positive Real Estate’s Jason Whitton breaks down the step-by-step blueprint to generating instant equity from property discounts, as well as walking us through the multitude of ways that investors can find great discounts on their purchases. How? Let’s Wealth Coffee Chat!