Wealth Coffee Chats

How to Outperform the Property Market (Using These Micro Metrics)

Want to beat the market—not just ride it? In this episode of Wealth Coffee Chats, James Venton dives into the micro metrics that can give savvy investors the edge. Learn how to go beyond macro trends like population and infrastructure and zero in on suburb-level data like rental yield gaps, days on market, discounting, and owner-occupier ratios. Whether you're investing in Melbourne, Brisbane, or anywhere else, these are the numbers that reveal real opportunities. If outperforming the market is your goal, this one’s a must-watch.

100% Home Loans Are Back: A Game-Changer or a Risky Move?

Yes, you heard right—100% (and even 105%) home loans are making a comeback. In today’s Finance Friday episode of Wealth Coffee Chats, we break down what this means for first-time buyers and investors alike. Learn how these high-LVR loans work, the risks involved, and why a step-by-step refinance strategy is critical for long-term success. Plus, discover an innovative construction loan option with no repayments for 12 months that could ease the burden of building your dream home. This episode is all about accessing the market sooner—without sacrificing your future.

Your Super Returns Aren’t Just “Good” or “Bad”—Here’s What Actually Matters

“My super did well this year!” But did it really? In today’s Financial Planning Thursday, Alex breaks down one of the most misunderstood areas in wealth building—how to actually evaluate your superannuation performance. Learn the truth about what’s inside your super, how risk tolerance shapes returns, and why most people don’t even know what they’re invested in. Plus, we explore how inflation, asset allocation, and age-based strategies all play a role in making your super work harder.

How One Landlord Lost $5.5K Chasing Cheap Property Management Fees

Think choosing the cheapest property manager is a smart move? Think again. In this eye-opening Wealth Coffee Chat, Cass Charleston shares a real story of a landlord who lost over $5,500 in rental income after selecting an agent based on the lowest management fee. Discover what questions you should be asking your property manager—and why your future rental income depends on more than just the percentage on paper. This one’s a must-watch for every investor looking to protect their cash flow.

GST and Property: The Hidden Costs That Could Kill Your Deal

GST isn't just a business owner's problem—if you're developing, subdividing, or buying commercial property, it could hit your bottom line hard. In this Tax Tuesday Wealth Coffee Chat, Daniel MacPherson breaks down when GST applies, how to use the margin scheme to save thousands, and what investors need to know about the “going concern” exemption on commercial properties. Don't let GST turn your next deal into a disaster—get smart before you sign.

From Debt to Property Investor: How This Couple Turned It All Around in 8 Months

Meet “Jane and John,” a real couple in their 40s who were drowning in credit card debt, stuck in financial stress, and fearful of investing—until they took one courageous step toward financial freedom. In today’s Wealth Coffee Chat, Courtney Sigudu shares their full journey from debt consolidation and budgeting to building a property investment strategy. Learn how mindset shifts, money story rewrites, and disciplined action helped them break free from paycheck-to-paycheck living and finally move toward passive income. Real talk, real results.

Why Your Borrowing Power Hasn’t Increased (Even After Rate Cuts)

Interest rates have dropped—but your borrowing power hasn’t budged? In this Finance Friday edition of Wealth Coffee Chats, we unpack why. The answer? A quiet update to HEM (Household Expenditure Measure) calculations that banks use behind the scenes. Discover how rising living cost benchmarks, outdated paperwork, and lender systems could be holding you back. Plus, learn why submitting complete documentation is critical for faster, stronger loan approvals.

Which Super Fund Is Right for You? SMSF vs Retail vs Industry Explained

Not all super funds are created equal. In today’s Wealth Coffee Chat, we break down the major types of superannuation structures—Industry, Retail, SMSF, Corporate, and even Defined Benefit funds. Learn the pros, cons, and key differences of each, and discover how the vehicle you choose could impact your long-term investment strategy. Plus, we unpack the latest US interest rate news and what it might mean for your portfolio. This one’s for anyone serious about maximising their super.
 

The Hidden Cost of ‘Free Marketing’: What Landlords Must Know Before Leasing

"Free marketing" might sound like a sweet deal from your property manager—but is it actually costing you thousands? In today’s Wealth Coffee Chat, Cass Charleston unpacks the hidden risks behind zero-cost marketing offers, and why poor leasing campaigns often lead to extended vacancies, lower-quality tenants, and lost rental income. Learn what to look for in a proper marketing strategy, how to reduce vacancy risk, and why quality campaigns always pay for themselves.

The Psychology of Property: Why Happiness Fades After Buying Real Estate

Ever felt the buzz of buying a property, only to crash a few months later? You're not alone—and it’s not a property problem, it’s psychology. In today’s Wealth Coffee Chat, Emily Miller breaks down the science of happiness, explains why “buyer’s remorse” is so common in real estate, and how investors can manage emotional ups and downs during their wealth journey. Learn how to realign with your strategy and avoid impulsive mistakes that could cost your portfolio. Buy well, never sell!