Wealth Coffee Chats

Property Investment Structures: What Every Investor Should Know

In this Property Management edition of Wealth Coffee Chats, we unpack the risks of rent bidding and why compliance with rental legislation is non-negotiable. With over 50 property management groups already fined in Victoria, Cass highlights how failing to advertise fixed rental prices can lead to major penalties and unnecessary vacancies. Tune in to learn how professional property managers can protect landlords, reduce risk, and maximise long-term rental income through smart leasing strategies and legal compliance.

Why Property Managers Must Stop Rent Bidding (Or Risk Big Fines)

In this Property Management edition of Wealth Coffee Chats, we unpack the risks of rent bidding and why compliance with rental legislation is non-negotiable. With over 50 property management groups already fined in Victoria, Cass highlights how failing to advertise fixed rental prices can lead to major penalties and unnecessary vacancies. Tune in to learn how professional property managers can protect landlords, reduce risk, and maximise long-term rental income through smart leasing strategies and legal compliance.

Will Rate Cuts Boost Your Borrowing Power? APRA’s Servicing Buffer & Investor Strategy Tips

Today’s Wealth Coffee Chat dives into the RBA’s recent decision to hold interest rates and APRA’s review of the 3% servicing buffer—and what it all means for your borrowing capacity. Learn why your ability to borrow isn’t just about current rates, but about how you plan, structure, and prepare for future lending opportunities. Plus, discover the conversations you should be having with your broker to unlock your next property purchase sooner.

What Coldplay Teaches Us About Investment Risk: From Paradise to Disaster

What does a viral Coldplay concert moment have to do with your investment strategy? A lot more than you'd think. In today’s Wealth Coffee Chat, Alex from the financial planning team uses a real-world example to explain why protecting your income and investment journey is just as important as building wealth. Discover the role of insurance, risk planning, and how to avoid financial disaster if life throws you a curveball. It’s the conversation most investors avoid—but can’t afford to miss.

What’s Really Happening with Rental Growth in 2025? Live Data & Suburb Insights Revealed

Confused about what’s really happening in today’s rental market? In this episode, Cass dives into live rental data and market insights from Domain’s June 2025 report to uncover where rents are rising, which suburbs are seeing the most growth, and how vacancy rates are shaping property investor strategy. With year-on-year gains still strong in Brisbane, Melbourne and key outer suburbs, you’ll learn how to assess your own property’s performance and what to expect next. If you want clarity around rents, cash flow, and future investment moves, this is for you.

Should You Buy Property with Friends or Family? Unit Trusts & Syndicate Investing Explained

Thinking about pooling funds to invest in property with others? In today’s episode, we unpack the increasingly popular strategy of syndicated investing—buying property as a group through structures like unit trusts. Discover how this approach gives you access to higher-value assets, reduces risk, and can even simplify succession planning. We also break down unit trust pros and cons, tax implications, and how to avoid common legal and relationship pitfalls. If you’ve ever thought about co-investing, this one’s a must-watch.

First Home Buyer Grants Explained: What You Need to Know Before You Buy

Buying your first home and feeling overwhelmed? You’re not alone. In this episode of Wealth Coffee Chats, finance broker Sarah Shone breaks down the key grants, concessions, and schemes available to first home buyers—including stamp duty discounts, low deposit support, and the First Home Owner Grant. Learn how to structure your funding table, the difference between borrowing capacity and contribution, and why sitting down with a broker early can make all the difference. Your property journey starts with clarity—start here.

The #1 Financial Move Most Australians Regret Not Making Sooner

In this powerful episode, Alex from Positive’s financial planning team dives into the one decision most Australians regret delaying—engaging a financial advisor. Whether you're building wealth, managing an inheritance, or prepping for retirement, the earlier you seek advice, the more options you create. From risk management to estate planning, budgeting, super strategies and tax efficiency—this episode outlines why working with the right advisor early can change your future. Don’t wait until it's too late—build your six star team today.

Selling with a Fixed Lease? Here’s What Every Investor Needs to Know Before Making That Move

Thinking of selling your investment property with a tenant still in place? In this episode of Wealth Coffee Chats, property management expert Kash shares a real-world scenario where poor planning around a fixed-term lease caused major complications for a seller. Discover the legal obligations, strategic options, and key pitfalls to avoid when navigating property sales during a lease. Learn how to minimise tenant friction and maximise your sale price—because strategy matters more than ever.

Is Your Business in Trouble? How to Spot the Signs and Take Control

This episode of Wealth Coffee Chats gets real about the dark side of business ownership—and what to do when financial stress starts to creep in. From late ATO lodgements to unpaid wages and director penalty notices, Daniel McPherson breaks down the early warning signs and tactical steps to prevent business collapse. Learn how to forecast cash flow, manage crisis-mode finance, and protect your personal assets with smart structures. If you’ve ever felt overwhelmed by business debt or sleepless over bills, this one’s for you.